0% Intro APR 15mo
Wells Fargo Active Cash Review
Wells Fargo Active Cash is a cashback card. Earn 2% on everything. New cardholders can get $200 after $500 in 3 mo.
Signup bonus
$200
Annual fee
$0
Category
cashback
Rewards
2% on everything
APR
20.24% - 29.99%
Foreign tx fee
3.00%
Signup bonus
$200
Overview
Wells Fargo Active Cash is positioned in the cashback category.
The lack of an annual fee should be weighed against the rewards earning rate. Current rewards: 2% on everything. For June 2026, this card ranks among our top picks in its category.
Before applying, confirm the card matches your actual spending pattern — bonus categories matter more than headline multipliers.
Pros
- +Strong signup bonus: $200
- +No annual fee
- +Standard rewards on all purchases
Cons
- −Limited premium perks
- −3.00% foreign transaction fee
- −APR is high if you carry a balance
How it compares
How we review
We review credit cards using verified rate data and lender disclosures. Rankings prioritize rate, fees, terms, and institutional safety — not affiliate payout. Read the full methodology.