Best Starter Travel
Chase Sapphire Preferred Review
Chase Sapphire Preferred is a travel card. Earn 5x travel via Chase, 3x dining. New cardholders can get 60,000 pts after $4,000 in 3 mo.
Signup bonus
60,000 pts
Annual fee
$95
Category
travel
Rewards
5x travel via Chase, 3x dining
APR
21.49% - 28.49%
Foreign tx fee
None
Signup bonus
60,000 pts
Overview
Chase Sapphire Preferred is positioned in the travel category.
The $95 annual fee should be weighed against the rewards earning rate. Current rewards: 5x travel via Chase, 3x dining. For June 2026, this card ranks among our top picks in its category.
Before applying, confirm the card matches your actual spending pattern — bonus categories matter more than headline multipliers.
Pros
- +Strong signup bonus: 60,000 pts
- +Premium perks justify the $95 fee for the right user
- +No foreign transaction fees
Cons
- −$95 annual fee
- −Excellent credit usually required
- −APR is high if you carry a balance
How it compares
How we review
We review credit cards using verified rate data and lender disclosures. Rankings prioritize rate, fees, terms, and institutional safety — not affiliate payout. Read the full methodology.