Cashback Match
Discover it Cash Back Review
Discover it Cash Back is a cashback card. Earn 5% rotating, 1% else. New cardholders can get Cashback Match Year 1 after None.
Signup bonus
Cashback Match Year 1
Annual fee
$0
Category
cashback
Rewards
5% rotating, 1% else
APR
18.24% - 27.24%
Foreign tx fee
None
Signup bonus
Cashback Match Year 1
Overview
Discover it Cash Back is positioned in the cashback category.
The lack of an annual fee should be weighed against the rewards earning rate. Current rewards: 5% rotating, 1% else. For June 2026, this card ranks among our top picks in its category.
Before applying, confirm the card matches your actual spending pattern — bonus categories matter more than headline multipliers.
Pros
- +Strong signup bonus: Cashback Match Year 1
- +No annual fee
- +No foreign transaction fees
Cons
- −Limited premium perks
- −Excellent credit usually required
- −APR is high if you carry a balance
How it compares
How we review
We review credit cards using verified rate data and lender disclosures. Rankings prioritize rate, fees, terms, and institutional safety — not affiliate payout. Read the full methodology.