Fed Funds: 5.33%30Y FRM: 6.84%10Y Treasury: 4.42%Avg CC APR: 21.47%SOFR: 5.31%Prime Rate: 8.50%BTC: β€”
Fed Funds: 5.33%30Y FRM: 6.84%10Y Treasury: 4.42%Avg CC APR: 21.47%SOFR: 5.31%Prime Rate: 8.50%BTC: β€”
For Founders

Chase Ink Business Preferred Review

Chase Ink Business Preferred is a business card. Earn 3x on ads, travel, shipping. New cardholders can get 100,000 pts after $8,000 in 3 mo.

Signup bonus
100,000 pts
Visit lender β†’
Annual fee
$95
Category
business
Rewards
3x on ads, travel, shipping
APR
21.24% - 26.24%
Foreign tx fee
None
Signup bonus
100,000 pts

Overview

Chase Ink Business Preferred is positioned in the business category.

The $95 annual fee should be weighed against the rewards earning rate. Current rewards: 3x on ads, travel, shipping. For June 2026, this card ranks among our top picks in its category.

Before applying, confirm the card matches your actual spending pattern β€” bonus categories matter more than headline multipliers.

Pros

  • +Strong signup bonus: 100,000 pts
  • +Premium perks justify the $95 fee for the right user
  • +No foreign transaction fees

Cons

  • βˆ’$95 annual fee
  • βˆ’Excellent credit usually required
  • βˆ’APR is high if you carry a balance

How it compares

How we review

We review credit cards using verified rate data and lender disclosures. Rankings prioritize rate, fees, terms, and institutional safety β€” not affiliate payout. Read the full methodology.