Fed Funds: 5.33%30Y FRM: 6.84%10Y Treasury: 4.42%Avg CC APR: 21.47%SOFR: 5.31%Prime Rate: 8.50%BTC: —
Fed Funds: 5.33%30Y FRM: 6.84%10Y Treasury: 4.42%Avg CC APR: 21.47%SOFR: 5.31%Prime Rate: 8.50%BTC: —
Veterans Only

VA Loan via Veterans United — 30-Year VA Review

VA Loan via Veterans United offers 30-Year VA at 6.45% APR (6.25% interest rate) as of June 2026, with 0% minimum down and a 580+ credit floor.

APR
6.45%
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APR
6.45%
Interest rate
6.25%
Points
0
Min down
0%
Min credit
580
Product
30-Year VA

Overview

VA Loan via Veterans United's 30-Year VA is benchmarked against the Federal Reserve FRED MORTGAGE30US series. Today's quoted APR is 6.45%, with a 6.25% note rate. 0% down for eligible vets..

The APR figure includes lender fees and points (currently 0), giving you the closest apples-to-apples comparison across lenders. Always confirm your specific quote — final pricing depends on credit score, loan-to-value, and property type.

Compare VA Loan via Veterans United against the alternates below to see how it stacks up for June 2026.

Pros

  • +6.45% APR is competitive for the current rate environment
  • +Down payment as low as 0%
  • +Transparent point disclosure

Cons

  • −Requires 580+ FICO
  • −Rate is subject to market changes
  • −Rate locks expire — quote shop within a short window

How it compares

Better.com — 30-Year Fixed
APR
6.75%
NBKC Bank — 30-Year Fixed
APR
6.61%
Bethpage FCU — 15-Year Fixed
APR
5.99%

How we review

We review mortgages using verified rate data and lender disclosures. Rankings prioritize rate, fees, terms, and institutional safety — not affiliate payout. Read the full methodology.