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Rent vs. buy calculator

Estimate ownership costs before deciding whether buying fits your budget and timeline.

$
%
years
Estimated monthly ownership cost
$7,245
Estimated upfront closing costs
$13,500

How this calculation works

We use standard compound-interest or fixed-payment amortization math. Results are estimates, exclude provider-specific fees unless stated, and are designed for side-by-side planning.

Check the assumptions

Rates, taxes, insurance, fees, and eligibility can change the real cost. Compare current offers and verify terms before making a financial decision.