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Personal loan calculator

See how APR and term affect your payment and total borrowing cost.

Loan amount

APR

Loan term

years

Estimated monthly payment

$445

Estimated total interest

$6,693

How this calculation works

We use standard compound-interest or fixed-payment amortization math. Results are estimates, exclude provider-specific fees unless stated, and are designed for side-by-side planning.

Check the assumptions

Rates, taxes, insurance, fees, and eligibility can change the real cost. Compare current offers and verify terms before making a financial decision.