Fed Funds: 5.33%30Y FRM: 6.84%10Y Treasury: 4.42%Avg CC APR: 21.47%SOFR: 5.31%Prime Rate: 8.50%BTC: —
Fed Funds: 5.33%30Y FRM: 6.84%10Y Treasury: 4.42%Avg CC APR: 21.47%SOFR: 5.31%Prime Rate: 8.50%BTC: —
Credit Union

Alliant Credit Union Review

Alliant Credit Union pays 4.50% APY on its CDs as of June 2026. Your deposits are FDIC-insured up to $250,000.

APY (CD, 12-month)
4.50%
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Current APY
4.50%
Minimum deposit
$1000
Monthly fee
None
Insurance
FDIC-insured
Term
12 months
Product type
CD

Overview

Alliant Credit Union offers a certificate of deposit currently paying 4.50% APY. 12-month certificate..

Deposits at Alliant Credit Union are insured by the FDIC (or NCUA for credit unions) up to $250,000 per depositor, per ownership category. This is the same federal protection offered by traditional brick-and-mortar banks.

Compare Alliant Credit Union against other top picks below to make sure you're getting the best yield for your situation as of June 2026.

Pros

  • +Competitive 4.50% APY locked for the full term
  • +Federally insured deposits
  • +No monthly maintenance fee

Cons

  • −Requires $1000 minimum deposit
  • −Early-withdrawal penalty applies
  • −Online-only experience

How it compares

BrioDirect
APY
5.30%
Varo Bank
APY
5.00%
My Banking Direct
APY
5.05%

How we review

We review savings & cds using verified rate data and lender disclosures. Rankings prioritize rate, fees, terms, and institutional safety — not affiliate payout. Read the full methodology.